The Law Office of Libby Banks, PLLC

Terms of Service

Dated March 23, 2026

Explicit Consent

• We use email addresses and cell phone numbers for SMS/MMS client, prospect and referral partner messaging. Communications are to confirm and remind for appointments and document requests, two-way conversations to answer questions, or to send marketing and promotional offers. By opting in or contacting us via e-mail or messaging, consent is granted to receive communications. Unsubscribe at any time.
• By using our service, you agree to the following:
  • You are at least 18 years of age
  • You have read and agree to our Terms of Service https://libbybanks.com/terms-of-service/
  • You consent to our collection and use of your personal data as described in our Privacy Policy https://libbybanks.com/privacy-policy/

Opt-In Instructions

1. Verbally with consent: The consumer provides verbal consent to opt-in and receive your messages.
2. Entering a telephone number through a website: The consumer enters their phone number into a form on your website.
3. Initiating the text message exchange after obtaining the number from a public source: The consumer’s number was freely provided from a public source.
4. Signing up at a point-of-sale (POS) or other Message Sender on-site location: The consumer signs up to receive messages while using an on-site point-of-sale or Message Sender.
5. Opting-in over the phone using interactive voice response (IVR) technology: The consumer opts-in to messages during an IVR interaction.
6. Sending a message with an advertising keyword from their mobile device: The consumer opts-in by sending a message to your company containing an advertising keyword.

Confirmation message

“You are now subscribed to The Law Office of Libby Banks. PLLC. Notifications Msg frequently varies. To get help, reply HELP. To unsubscribe, reply “STOP”.

Opt-Out Instructions

• Reply “STOP” to any message

Confirmation message: “You have successfully unsubscribed from The Law Office of Libby Banks. PLLC. You will not receive any more notifications from us. Reply UNSTOP to resubscribe”.

Opt-Back In (Rejoining) Instructions

• Reply “UNSTOP” to any message

HELP Instructions

• Reply “HELP” to any message

Confirmation message: The Law Office of Libby Banks, PLLC: For help, send an email to [email protected] To unsubscribe, reply STOP

Message Details

Being transparent about our messaging program and what’s included in it. This includes:

• Program Name and Description:
  • Clearly identify the sender and the types of messages a user can expect.
• Message Frequency:
  • Disclose the expected frequency of messages, whether it’s “4 messages per month” or “message frequency varies.”
• “Message and Data Rates May Apply”:
  • Include this standard disclaimer to inform users of potential charges from their mobile carrier.

Prohibited Content

The Law Office of Libby Banks, PLLC will not engage in sending illegal, misleading, or deceptive content. This includes, but is not limited to, content related to hate speech, fraud, or illicit goods.

Disclaimers

• “AS IS” and “AS AVAILABLE” Disclaimer
  • The Service is provided on an “AS IS” and “AS AVAILABLE” basis. We make no representations or warranties of any kind, whether express, implied, or statutory, regarding the Service. To the fullest extent permitted by law, we expressly disclaim all warranties, including but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected.
• Disclaimer of Liability for Service Interruption
  • We are not liable for any delays, interruptions, or failures of the Service caused by factors beyond our reasonable control, including but not limited to, natural disasters, acts of government or military, acts of public enemies, war, riots, strikes, power outages, network outages of third-party providers, or equipment failures. We will make reasonable efforts to restore the Service as soon as practicable.
• Third-Party Services and Content Disclaimer
  • The Service may allow you to access or use services, content, or websites provided by third parties. We are not responsible for the content, privacy policies, or practices of any third-party services or websites. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such third-party content, goods, or services.

Compliance with Industry Standards

• You agree to use the Service in compliance with all applicable local, state, national, and international laws and regulations. You further agree that your use of the Service, and any content or data you provide, shall at all times comply with our ethical obligations and standards set forth by the Arizona State Supreme Court and the State Bar of Arizona.
• We warrant that the Service will be provided in a professional and workmanlike manner, in accordance with the standards of care and skill generally observed by reputable providers of similar services. Our commitment to these standards is in addition to, and not a replacement for, any specific legal or regulatory obligations that we must meet.
• You acknowledge that our compliance with these standards is conditional on your adherence to the acceptable use policies and other terms set forth in this Agreement. We reserve the right to audit your usage and, in the event of any non-compliance, to suspend or terminate your access to the Service.

Legal and Regulatory Compliance

You represent and warrant that your use of the Service will comply with all applicable federal, state, and local laws, rules, and regulations, including but not limited to, those governing data privacy and security, intellectual property, advertising, and consumer protection. You agree to use the Service in accordance with all relevant industry standards and best practices.

We reserve the right, but have no obligation, to monitor your use of the Service and the content you provide to ensure compliance with this Agreement and applicable laws. In the event of any suspected violation, we may, in our sole discretion, suspend or terminate your account and report the matter to the appropriate authorities.